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Privacy Policy

Effective Date: April 6, 2026

At Habit Money, we are committed to protecting your privacy. This policy explains how we handle your data when you use the Habit Money mobile application.

1. Data Collection & Local Storage

Your financial data is yours alone. Habit Money is designed as an offline-first application. All transactions, accounts, budgets, and goals you enter are stored locally on your device. We do not have access to this data, nor do we store it on our servers.

2. Third-Party Services

To provide certain features and display advertisements, we use the following third-party services which may collect data according to their own policies:

3. Log Data & Bug Reporting

In the event of an application error, we may collect diagnostics data known as Log Data. This helps us identify and fix technical issues. This data may include your device type, IP address, and operating system version, but it never includes your personal financial records.

4. Cookies

Habit Money does not use cookies directly. However, third-party libraries integrated into the app (like AdMob) may use cookies to serve relevant advertisements.

5. Security

We prioritize the security of your information. Since your data is stored locally, your device's security settings (biometrics, PIN, etc.) are your primary defense. We recommend keeping your device updated and secured.

6. Children's Privacy

Our services are not intended for individuals under 13. We do not knowingly collect personal information from children.

7. Contact Information

If you have questions about this Privacy Policy, please contact us at: nmena.garzon@gmail.com